Chapter LIX

           ThebankinghouseofJayCooke&Co.,inspiteofitstremendoussignificanceasabankingandpromotingconcern,wasamostunpretentiousaffair,fourstoriesandahalfinheightofgraystoneandredbrick.Ithadneverbeendeemedahandsomeorcomfortablebankinghouse.Cowperwoodhadbeenthereoften.Wharf-ratsaslongastheforearmofamancreptuptheculvertedchannelsofDockStreettorunthroughtheapartmentsatwill.Scoresofclerksworkedundergas-jets,wherelightandairwerenotanytooabundant,keepingtrackofthefirm’svastaccounts.ItwasnextdoortotheGirardNationalBank,whereCowperwood’sfriendDavisonstillflourished,andwheretheprincipalfinancialbusinessofthestreetconverged.AsCowperwoodranhemethisbrotherEdward,whowascomingtothestockexchangewithsomewordforhimfromWingate.

           "RunandgetWingateandJoe,"hesaid."There’ssomethingbigonthisafternoon.JayCookehasfailed."

           Edwardwaitedfornootherword,buthurriedoffasdirected.

           CowperwoodreachedCooke&Co.amongtheearliest.Tohisutterastonishment,thesolidbrown-oakdoors,withwhichhewasfamiliar,wereshut,andanoticepostedonthem,whichhequicklyread,ran:

           September18,1873.

           TothePublicWeregrettobeobligedtoannouncethat,owingtounexpecteddemandsonus,ourfirmhasbeenobligedtosuspendpayment.Inafewdayswewillbeabletopresentastatementtoourcreditors.

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