Финансист

Chapter XLII

           Itwasgoodbusinesstotellthetruthattimes.Histestimonywasverydirectandverysimple.

           HehadknownMr.FrankAlgernonCowperwoodfornearlytenyears.Hehaddonebusinesswithorthroughhimnearlyallofthattime.HeknewnothingofhispersonalrelationswithMr.Stener,anddidnotknowMr.Stenerpersonally.Asfortheparticularcheckofsixtythousanddollarsyes,hehadseenitbefore.IthadcomeintothebankonOctober10thalongwithothercollateraltooffsetanoverdraftonthepartofCowperwood&Co.ItwasplacedtothecreditofCowperwood&Co.onthebooksofthebank,andthebanksecuredthecashthroughtheclearing-house.NomoneywasdrawnoutofthebankbyCowperwood&Co.afterthattocreateanoverdraft.Thebank’saccountwithCowperwoodwassquared.

           Nevertheless,Mr.Cowperwoodmighthavedrawnheavily,andnothingwouldhavebeenthoughtofit.Mr.DavisondidnotknowthatMr.Cowperwoodwasgoingtofaildidnotsupposethathecould,soquickly.Hehadfrequentlyoverdrawnhisaccountwiththebank;asamatteroffact,itwastheregularcourseofhisbusinesstooverdrawit.Itkepthisassetsactivelyinuse,whichwastheheightofgoodbusiness.Hisoverdraftswereprotectedbycollateral,however,anditwashiscustomtosendbundlesofcollateralorchecks,orboth,whichwerevariouslydistributedtokeepthingsstraight.Mr.Cowperwood’saccountwasthelargestandmostactiveinthebank,Mr.Davisonkindlyvolunteered.WhenMr.

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